Business/Commercial
Focus on growing your business! The professional agents at Rateau Insurance Agency will handle your insurance protection needs. We have partnered with top-rated insurance companies to provide you the ultimate protection for your business at the most affordable rates.
We offer insurance for:
Business Owners
This package policy provides property, liability coverage, and business interruption coverage. It is designed for small and medium-sized businesses in the retail, office, and service industries.
Commercial Package Policy
Property, liability, and other insurance coverage for commercial businesses. Convenience is the benefit of this package: a single policy contains all the coverage.
Flood
Flood insurance for businesses, condominium associations, and commercial structures located in a flood zone for which coverage is not provided under a standard business/condo policy.
Workers’ Compensation
This is a policy that is required by law. It provides benefits to an employee/worker for injury, disability, or disease, during the course of employment, regardless of negligence. It protects the employer against suits arising out of accidents happening to employees while employed on the job. It also covers medical and rehabilitation costs and lost wages for employees injured at work.
Professional Liability
Directors & Officers Liability (D&O)
Employer Practices Liability
Automobile
This business-owned policy provides coverage for an individually and corporate-owned vehicle that is used for both personal and commercial purposes.
Commercial policies cover your business fleet.
These policies cover your leased or borrowed vehicles for liability, physical damage, medical payments, and uninsured motorists.